Banking awareness quiz 38 (On details of bank Loans)

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Q 1)What is average rate of interest being received by banks on Loans ?

Cost of funds

Yield/Income

Net interest margin

Base rate

Q 2) Base rate is the rate below which banks are not allowed to give loans except some categories , Which committee has recommended the base rate ?

Deepak Mohanty committee

Narasimhan committee

Raghuram committee

Usha throat committee

Q 3) When the the base rate came into existance for the first time ?

1^st june 2010

1^st March 2010

1^st july 2010

1^st April 2010

Q 4)Base rate replaces the BPLR,What is the full form of BPLR ?

Benchmark prime lender rate

Benchmarking prime lending rate

Benchmark prime lending rate

Benchmark primary lending rate

Q 5)Which of the following loans is not an exceptional category for Base rate ?

Loans granted under Differential rate of scheme

Loans to own employees of bank including retired employees

Loans to depositors of bank against their depositors

Bridge loans

Q 6)When Differntial rate of interest is a lending programme has launched by government for givinng loans to Sc/st , handicapped persons , orphanages , womens homes without collateral securities ?

1972

1975

1982

2003

Q 7)All the scheduled commerical banks have to give 1% of the total adavances of the previous year under DRI, Which of the following is excemption for DRI loans ?

Regional rural banks

Public sector banks

Private sector banks

Foreign banks

Q 8) What is the interest rate on DRI loans ?

2 percent

4 percent

7 percent

3 percent

Q 9) Base have to be reviewd at least once in a quarter with the approval of ALMC , What is the fullform of ALMC ?

Advanced Liability Management committee

Asset Liability Maintenance committee

Asset Leased Management committee

Asset Liability Management committee

Q 10)Which of the following loan will be given to only senior citizens whose age is above sixty years ?

House Loan

Personal Loan

Reverse Mortgage Loan

Pledge loan

Take More Banking Awareness Quizzes from below

• Banking awareness quiz 42(On first time inventories in Banking History 2)
• Banking awareness quiz 41(On first time inventories in Banking History)
• Banking awareness quiz 40(On Bank Loans3)
• Banking awareness quiz 39(On Bank Loans2)
• Banking awareness quiz 37(Cheques)

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