Banking awareness quiz 56 (On Bank accounts )

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Q 1) Which of the following comes under liability of bank ?

Personal Loan

Mortgauge loan

Home loan

Fixed Deposit

Q 2) Which of the following comes under Asset of Bank ?

Pledge loans

Reccuring deposit

Fixed deposit

Bulk deposit

Q 3) What is the average interest rate paid to depositors on financial products including savings accounts and time deposits ?

Net rate

Average deposit rate

Cost of funds

Yield

Q 4) What is the average interest rate that will get by banks from various types of loans ?

Asset rate

Average loan rate

Yield

Cost of funds

Q 5) What is the difference between cost of funds and Yield ?

Yield difference

Average difference

Asset liability difference

Net interest Margin

Q 6) Which of the following is false about savings account ?

Savings accounts have nomination facility

Savings accounts also known as term deposits

funds in savings account are volatile in nature

cost of funds will be less than time deposits

Q 7) Zero balace account also known as No-frill account or BSBDA under PMJDY , What is the full form of BSBDA ?

Basic Savings Bank Deposit Account

Basic Savings Basic Deposit Account

Bank Savings Basic Deposit Account

Basic Savings Bank Debit Account

Q 8) What is the maximum interset earning allowed on Savings account to be exempted from TDS ?

RS 5000

RS 10000

RS 8000

RS 50000

Q 9) Which of the following accounts earned zero percent interest on its deposits ?

Reccuring deposit account

Fixed deposit account

Savings Account

Current Account

Q 10) What is the ratio of current and savings accounts to the total deposits ?

CAASA Ratio

CISA Ratio

CASA Ratio

SACA Ratio

Take More Banking Awareness Quizzes from below

• Banking awareness quiz 60(On NRI Accounts)
• Banking awareness quiz 59(On ATM's)
• Banking awareness quiz 58(On KYC)
• Banking awareness quiz 57(On Bank Accounts - 2)
• Banking awareness quiz 55(On previously asked questions - 6)

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