| No | SCHEME NAME | KEYPOINTS | USEFUL FOR |
|---|---|---|---|
| 1 | Pradhan Mantri Kaushal Vikas Yojana | enable and mobilize a large number of Indian youth to take up outcome based skill training and become employable and earn their livelihood.trainees who are successfully trained, assessed and certified in skill courses run by affiliated training providers will be provided with monetary reward | allocated Rs. 12,000 crore rupees skill certification and reward scheme |
| 2 | Smart city Mission | The Smart City Mission’ projects launched included 14 projects of Pune (Maharashtra) and 69 projects from 20 different shortlisted cities in the country to be implemented at a cost of 1,770 crore rupees. These projects are related to water supply projects, sewage treatment plants, solid waste management under Swachh Bharat Mission and development of green and open spaces under Atal Mission for Rejuvenation and Urban Transformation (AMRUT). It also includes housing projects for urban poor under Pradhan Mantri Awas Yojana (PMAY) and area development and technology based pan-city solutions under Smart Cities Mission | involving 83 projects from 20 different cities in the country |
| 3 | Pradhan Mantri Ujjwala Yojana | The scheme aims to provide cooking gas connections to five crore below-poverty-line beneficiaries over the next three years. PM Ujjwala Yojana will provide 5 crore LPG connections to BPL Families FM had announced about the scheme in his 2016-17.Budget Speech with a budgetary provision of 2000 crore rupees. It will be implemented at an estimated cost of 8000 crore rupees over three years between April 2016 and March 2019 to cover 5 crore BPL households. | benefit the poor, especially the women |
| 4 | Interest Subvention Scheme | The scheme will help farmers getting short term crop loan payable within one year up to 3 lakhs Rupees at only 4% per annum. Interest subvention for providing short term crop loan to farmers has been provided to Public Sector, Private Sector, Cooperative, Regional Rural banks and NABARD. Union Government will provide interest subvention of 5% per annum to all farmers for short term crop loan up to 1 year for loan upto 3 lakhs rupees for year 2016-17. Thus farmers will have to effectively pay only 4% as interest. In case they fail to repay loan in time they would be eligible for interest subvention of 2% as against 5% available above. Union Government will provide an interest subvention of 2% i.e an effective interest rate of 7% for loans upto 6 months to give relief to small and marginal farmers who borrow at 9% for the post-harvest storage of their produce. | Union Government has earmarked a sum of 18,276 Crore Rupees. Farmers |
| 5 | Ujjwal Discom Assurance Yojana (UDAY) | With this decision, states shall take over 75% of ailing DISCOM (Power Distribution companies) debt as on 30th September, 2015 by 31st March, 2017 by issuing Bonds. It is considered as a significant step in realising the vision of proving 24X7 affordable and environment friendly Power for All. This intervention will also lower the interest burden of debt and allow states, which could not join UDAY earlier to put DISCOMs reforms on accelerated path. About Ujjwal Discom Assurance Yojana (UDAY) The UDAY scheme aims at bringing ailing power discoms to a state of operational efficiency, with state governments taking over up to 75% of their respective debt and issuing sovereign bonds to pay back the lenders. So far, 19 states have given in principle approval to join the scheme, out of which 10 states have signed MoUs with the Union Government. | STATE GOVERNMENTS |
| 6 | Namami Gange | aims at cleaning the holy river and ensuring its unfettered flow. Union government has allocated Rs. 20,000 crore budget for it. modernization and redevelopment of Ghats, crematoriums and other development activities will be undertaken. | for cleaning river Ganga launched |
| 7 | UJALA Scheme | The scheme will help reduce electricity bills of consumers, contribute to the energy security of India and also help in environment protection | National LED programme |
| 8 | Chandranna Bima Yojana | launched by Chief Minister N Chandrababu Naidu on the occasion of May Day in Vijayawada | an insurance scheme for the working class people. |
| 9 | Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) | Scheme aims at providing irrigation facilities to every village in the country by converging ongoing irrigation schemes implemented by various ministries. Budgetary allocation: 1,000 crore rupees for fiscal year 2015-16. Funding Pattern: Centre- States will be 75: 25 per cent. In case of north-eastern region and hilly states it will be 90:10. | Agriculture Irrigation Scheme |
| 10 | Sukanya Samriddhi Yojana | In one family, a maximum accounts : two for two girl children. The account can be transferred anywhere in India from one Post office/Bank to another Upper Age Limit: for opening this account is 10 years. Relaxation = one year till December 1, 2015. Documents required - 1. Birth Certificate of the girl child. 2.Address proof 3. Identity proof. Minimum & Maximum deposit: The minimum deposit = Rs. 1000/-. The maximum deposit = Rs. 1.5 lakhs. Number of investments = no limit Interest rate: 9.1% (2014-15) 9.2% (2015-16) Maturity period: 21 years from the date of account opening Deposits need to be made only for the first 14 years The minimum lock-in in period under the Sukanya Samriddhi Yojana is 11 years. | small deposit scheme for the girl child |
| 11 | Bhagyashree scheme: | state government will deposit an amount of 21200 rupees in bank for a girl child born in a Below the Poverty Line (BPL) family. scheme aims at providing one 1 lakh rupees on maturity after the girl completes 18 years of age. scheme would be linked to the Beti Bachao Beti Padhao scheme of Union Government | girl child scheme was launched in Maharashtra |
| 12 | Rashtriya Avishkar Abhiyan (RAA): | Dr. APJ Abdul Kalam launched concept developed by the Ministry of Human Resource DevelopmentTo forward the vision of Digital India, ‘Make in India’ and ‘Teach in India’. | aims to inculcate a spirit of inquiry, creativity and love for Science and Mathematics in school children |
| 13 | Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): | link with the Pradhan Mantri Jhan Dhan Yojna.Minimum 18 years and maximum 50 yearsIf the account is opened before attaining the age of 50 yearsthe life cover would remain intact up to the age of 55 years Premium - Rs.330 per year Risk coverage - Rs.2 Lakh in case of death for any reason | low premium insurance scheme |
| 14 | Atal Pension Yojana (APY) | replace the previous government's Swavalamban Yojana NPS LiteAge limit: minimum 18 years and maximum age is 40 yearsminimum period of 20 years or more and pension payment will start at the age of 60 years. The government of India has decided to co-contribute 50% of the subscriber's contribution or Rs. 1000 per annumreceive the fixed pension of Rs. 1000 per month, Rs. 2000 per month, Rs. 3000 per month, Rs. 4000 per month, Rs. 5000 per month | for workers in unorganised sector |
| 15 | Pradhan Mantri Suraksha Bima Yojana (PMSBY) | Age limit: Minimum 18 yrs and maximum 70 years.Risk coverage: Rs. 2 Lakh and for partial disability cover of Rs. 1 Lakh.Premium: Rs.12 per annum. | insurance scheme death or disablement of the policyholder caused due to accident or accidental injuries |
| 16 | Kisan Vikas Patra | Money will be doubles in 8 years 4 months (100 months). Thus the applicable interest rate is 8.7% denominations of Rs.1,000, Rs. 5,000, Rs. 10,000, and Rs. 50,000. no upper ceiling on investment. Minimum lock-in period is 2 years and 6 months KVP can be encashed in eight equal monthly installments after the lock-in period. No KYC norms would be applicable at the time of purchase of KVP, PAN details will not be required. | Saving scheme relaunched by government of India |
| 17 | Public Provident Fund (PPF) – Saving scheme. | An individual can open account with Rs. 100/- but has to deposit minimum of Rs. 500/- in a financial year and maximum Rs.1.5 lakh. Maturity period is 15 years but the same can be extended within one year of maturity for further 5 years Interest rates - 8.70% per annum(compounded yearly) Account can be opened by cash/cheque and In case of cheque | FOR GAINING HIGH INTEREST RATES |
| 18 | Student credit card scheme | Bihar Chief Minister Nitish Kumar launched Student credit card scheme for the students passing Class 12th exam on Oct 2, 2016. It will fecilaitate to get an interest free loan of Rs four lakh for pursuing higher studies. | For students in bihar - to get interest free education loan of 4 lakh |
| 19 | Direct Benefit Transfer(DBT) | Jharkhand became the first state in the country to implement Direct Benefit Transfer(DBT) in Kerosene. The scheme would be implemented in four identified districts of the state from 1st of October 2017. These districts are Chatra, Hazaribagh, Khunti and Jamtara | For people of Jharkhand to DBT in kerosene |
| 20 | Lalima Abhiyan | Madhya Pradesh Chief Minister Shivraj Singh Chouhan decided to launch a scheme-‘Lalima Abhiyan’ to make Madhya Pradesh anaemia-free. It will be effective from November 1, 2016 | To make Madhya pradesh anaemiao-free |
| 21 | Samajwadi Smartphone Scheme | UP Chief Minister Akhilesh Yadav launched the portal of Samajwadi Smartphone Scheme under which smartphones will be distributed to people in the state ahead of Assembly election | Smartphones will be distributed to up people |
| 22 | Farm Tourism | launched by Haryana Tourism Minister Rambilas Sharma to attract people to villages. Under this scheme, farm owners can host tourists under holiday packages. | To attract people to villages in Haryana |
| 23 | Kaushalya Setu | Maharashtra government launched ‘Kaushalya Setu’, its skill development programme for students. The state will play a leading role in fulfilling PM Narendra Modi’s Skill India Mission-2020. | skill development programme for students in Maharashtra |
| 24 | Urja Ganga | 1500 km long gas pipeline project which costing Rs 51,000 crore to provide piped cooking gas to residents of Varanasi within two years | Piped cooking gas to varanasi people |
| 25 | Biotech-KISAN ( | Under the scheme, fellowship will be given to women farmers for training and education in the farm practice. | for women farmers trainig and education |
| 26 | New Productivity Linked Reward(PLR) | New Productivity Linked Reward(PLR) for all Major Port Trusts and Dock Labour Board employees/workers for the years 2015-16 to 2017-18. | awards to Trusts and Dock labour board employess |
| 27 | Smart Ganga City Scheme in 10 cities | The scheme was launched by Union Minister for Water Resources, River Development and Ganga Rejuvenation Uma Bharti and Union Urban Development Minister M Venkaiah Naidu. Key points: The scheme was launched in 10 ten important cities through video conference. These cities are – 1. Haridwar, 2. Rishikesh, 3. Mathura-Vrindavan, 4. Varanasi, 5. Kanpur, 6. Allahabad, 7. Lucknow, 8. Patna, 9. Sahibgunj, 10. Barrackpore. These cities were chosen as part of the Phase-I of the National Mission for Clean Ganga (NMCG) for infrastructure development for sewage treatment. | To make cities a rolemodel for country |
| 28 | Madhubabu Aain Sahayata Sibir’ (MASS) | Odisha government has launched Madhubabu Aain Sahayata Sibir’ (MASS) scheme to provide legal assistance to deprived sections of the society at the grassroots level. The scheme has been named after great Odia lawyer Madhu Babu, who is considered as the first lawyer of Odisha. Key Features of Scheme State government will provide free legal consultations to deprived sections of the society by setting up legal assistance cells in all 6,812 gram panchayats across the state. Legal assistance will be given in shape of free legal aid in order to ensure that opportunities for securing justice are not denied to any citizen for economic and other reasons | to provide legal assistance to deprived sections of the society |
| 29 | Swadesh Darshan scheme | launched by Union Tourism Ministry with an aim to develop theme based tourist circuits in the country. Key points: The Union Government has approved 450 crore for the scheme. The scheme was launched in 5 states for the development of Heritage circuit in Madhya Pradesh and Uttarakhand, Ramayana Circuit in Uttar Pradesh, North East Circuit in Sikkim and Coastal Circuit of Tamil Nadu. | to develop theme based tourist circuits in the country |
| 30 | Biju Kanya Ratna Yojana (BKRY) | Odisha Government for the development of girls in three districts of the state which are - Ganjam, Dhenkanal and Angul. The objective the scheme is to improve Sex Ratio at Birth (SRB) and Child Sex Ratio (CSR) in the three districts. | Development of girls in 3 districts of odisha |
| 31 | National Apprenticeship Promotion Scheme (NAPS) | union government which aims to providing apprenticeship training to over 50 lakh youngsters in order to create more jobs. Key points: The Scheme has an outlay of 10,000 crore rupees with a target of 50 Lakh apprentices to be trained by 2019-20. Central Government will also directly share 25% of the total stipend (maximum of 1,500 rupees per month per apprentice) payable to an apprentice with employers. | to providing apprenticeship training to over 50 lakh youngsters in order to create more jobs. |
| 32 | Insurance scheme | Person booking a train ticket through the IRCTC website will be eligible for the travel insurance and it is optional. To avail the facility, train passengers have to pay 92 paisa premium. The insurance cover will not be applicable for children upto 5 years of age and foreign citizens. The facility will be available only for confirmed and RAC ticket passengers. The scheme offers travellers or nominees a compensation of 10 lakh Rupees in the event of death or total disabilty, 7.5 lakh Rupees for partial disability. Besides it will pay upto 2 lakh Rupees for hospitalisation expenses and 10,000 rupees for transportation of mortal remains from the place of a train accident | Insurance for passengers travelling on e- ticket |
| 33 | Sugamya Pustakalaya | Sugamya Pustakalaya is an online library for Divyang and houses publications across diverse subjects and languages and multiple accessible formats. In this online library books will available in accessible formats for people with visual impairment and other print disabilities. It will house over 2 lakhs books in diverse languages. It will also integrate libraries across India and the Globe, including the largest international library Bookshare. | an online library for Divyang and houses publications across diverse subjects and languages and multiple accessible formats. |
| 34 | Mission Bhagiratha | Mission Bhagiratha is a water grid project that aims to provide safe drinking water to all even to remotest places in Telangana. The objective of the scheme is to provide 100 litres of clean drinking water per person in rural households and 150 litres per person in urban households. Under it safe drinking water will be provided to about 25000 rural habitations and 67 urban habitations. | to provide safe drinking water to all even to remotest places in Telangana |
| 35 | Baristha Bunakar Sahayata Yojana | a special assistance scheme for elderly weavers. The scheme was launched in odisha by Chief Minister Naveen Patnaik on the occasion of the second National Handlooms Day (observed on 7th August). The scheme aims at improving the financial condition of over 8,000 weavers in the state. | improving the financial condition of over 8,000 weavers in odisha |
| 36 | DISHA scheme | It will monitor the implementation of 28 schemes and programmes of Union Ministry of Rural Development and other Ministries to promote synergy and convergence for greater impact. The main purpose of the DISHA is to coordinate with Central and State and local Panchayat Governments. It has been created for effective coordination and development of Central Government’s programme for infrastructure development or Social and human resource development. | To monitor the implementation of 28 schemes and programmes |
| 37 | Himayat’ programme | The programme aims to provide – training in various job-intensive vocational courses over the next three years to youths from both rural and urban areas of J&K. Himayat is a placement linked skill development initiative for training and placement of 1 lakh youths from J&K in next 5 years. ‘Himayat’ is an Urdu word which means support | To provide training in various job-intensive vocational courses of J&K people |
| 38 | Bhagyashree scheme: | The state government will deposit an amount of 21200 rupees in bank for a girl child born in a Below the Poverty Line (BPL) family. The scheme aims at providing one 1 lakh rupees on maturity after the girl completes 18 years of age. The scheme would be linked to the Beti Bachao Beti Padhao scheme of Union Government | Girl child scheme of maharastra |
| 39 | Rashtriya Avishkar Abhiyan (RAA): | Rashtriya Avishkar Abhiyan is a concept developed by the Ministry of Human Resource Development. RAA is an effort to take forward the Prime Minister Narednra Modi’s vision of Digital India, ‘Make in India’ and ‘Teach in India’. | to inculcate a spirit of inquiry, creativity and love for Science and Mathematics in school children |
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